CIT Bank offers a variety of features that make it easy for customers to manage their finances and take advantage of high-interest savings opportunities. Below are some of the key features and functionalities of CIT Bank:

1. High-Yield Savings Accounts: CIT Bank offers a high-yield savings account with competitive interest rates, allowing you to earn more on your savings. This account is fee-free, and there are no maintenance charges, making it an attractive option for individuals looking to grow their savings efficiently.

2. Certificates of Deposit (CDs): CIT Bank provides a range of CDs with varying terms, offering higher interest rates for customers who are willing to lock in their funds for a set period. With options ranging from short-term to long-term, CIT Bank allows customers to choose the best term for their financial goals.

3. No Monthly Fees: CIT Bank’s savings accounts come with no monthly maintenance fees, making it easier for customers to keep more of their money. With no hidden fees or minimum balance requirements, CIT Bank simplifies the banking experience.

4. Mobile and Online Banking: CIT Bank provides a robust online banking platform and mobile app that allows customers to easily manage their accounts. With features such as checking balances, transferring funds, and reviewing account activity, CIT Bank offers seamless digital banking access from anywhere.

5. ATM Access: CIT Bank customers can access over 24,000 ATMs nationwide through the Allpoint® ATM network. This provides convenient, fee-free access to cash, making it easier for customers to withdraw funds as needed.

6. Automated Savings Tools: CIT Bank offers automatic transfer options, allowing you to schedule regular contributions to your savings account. This can help you build your savings over time without having to think about it, providing a smart and easy way to reach your financial goals.

7. Competitive Interest Rates on Savings Products: CIT Bank is well-known for offering some of the highest interest rates in the industry on its savings products, including both high-yield savings accounts and CDs. This focus on competitive rates helps you maximize your savings.

8. Customer Support: CIT Bank provides excellent customer support through multiple channels, including online chat, phone, and email. Whether you have questions about your account or need assistance with banking transactions, CIT Bank’s customer service team is available to help.

9. Digital Banking Features: CIT Bank includes digital features such as mobile check deposits, allowing you to deposit checks remotely using your smartphone. This eliminates the need to visit a physical branch, providing a quick and convenient way to deposit checks into your CIT Bank account.

10. Security and Fraud Protection: CIT Bank prioritizes the security of your personal and financial information with robust security features, including encryption, two-factor authentication (2FA), and fraud detection systems. These measures help protect your accounts from unauthorized access and ensure that your data remains secure.

In conclusion, CIT Bank offers a digital banking experience with a strong focus on customer satisfaction, high-yield savings, and competitive rates. With fee-free accounts, a range of savings products, and robust online and mobile banking features, CIT Bank is an excellent choice for those looking to manage their finances efficiently and grow their savings. Its high-interest savings accounts, CDs, and automated tools make it easy for customers to save, while the emphasis on security and ease of use ensures a positive banking experience.

For anyone seeking an online bank that offers high returns, low fees, and the flexibility to manage their accounts digitally, CIT Bank is highly recommended. Whether you’re looking to save for the future or invest in a CD, CIT Bank’s services and features are designed to help you meet your financial goals. Visit the CIT Bank website or download the app today to start managing your finances with ease and security.