First Internet Bank offers a variety of features designed to help customers efficiently manage their finances. Below are some of the key features and functionalities:

1. Personal Checking and Savings Accounts: First Internet Bank offers a range of personal checking and savings accounts with low or no monthly fees, high interest rates, and no minimum balance requirements. These accounts provide customers with a cost - effective way to manage everyday banking needs while earning competitive interest on savings.

2. High - Yield Savings Accounts: The bank offers high - yield savings accounts that allow you to earn more on your savings. With higher interest rates compared to traditional banks, these accounts help customers grow their funds over time.

3. Mobile and Online Banking: First Internet Bank provides a secure and intuitive mobile app and online banking platform, giving customers access to their accounts at any time and from anywhere. The platform enables you to check balances, transfer funds, pay bills, and view account activity with ease.

4. Mobile Check Deposit: The bank’s mobile app allows users to deposit checks remotely by simply taking a photo of the check. This feature eliminates the need for a trip to a branch or ATM, making it more convenient for customers to deposit checks quickly.

5. Mortgage and Loan Products: First Internet Bank offers competitive mortgage products, including fixed - rate and adjustable - rate mortgages, home equity loans, and personal loans. With straightforward application processes and favorable rates, customers can secure financing for homes or other major expenses.

6. Business Banking Solutions: For small businesses, First Internet Bank offers checking and savings accounts, business loans, and merchant services. These services are designed to help businesses manage their cash flow, streamline operations, and secure financing.

7. Fee - Free ATM Access: First Internet Bank customers have access to a large network of ATMs nationwide, with no fees for withdrawals at over 55,000 locations through the Allpoint® and CO - OP ATM networks.

8. Financial Tools: The bank offers integrated tools for budgeting, saving, and tracking spending. These tools help customers stay on top of their finances, set savings goals, and make smarter spending decisions.

9. Real - Time Alerts and Notifications: You can set up account alerts for various activities, such as low balances, large transactions, or bill payment reminders. These alerts help you stay informed and manage your finances effectively.

10. Security Features: First Internet Bank prioritizes the security of customer data with encryption, two - factor authentication (2FA), and real - time fraud monitoring. These security features ensure that your personal and financial information remains safe from unauthorized access.

In conclusion, First Internet Bank offers a comprehensive and modern banking experience with a strong focus on digital convenience, competitive interest rates, and low fees. Whether you’re looking to open a checking or savings account, manage your mortgage, or access business banking solutions, First Internet Bank provides the tools and services to help you achieve your financial goals. With its user - friendly mobile and online banking platform, fee - free ATM access, and robust security features, First Internet Bank is a great choice for individuals and businesses who want a reliable, flexible banking experience.

For anyone seeking a fully online, cost - effective banking solution with competitive rates and no hidden fees, First Internet Bank is highly recommended. Its digital - first approach makes it an ideal option for those who want to manage their finances from anywhere at any time. Visit First Internet Bank’s website or download the mobile app to get started and experience the convenience and security of online banking.